NYOP Merchant is the only merchant services company that lets you
Name Your Own Price for your Merchant Account.
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The NYOP Difference                                                                                              

While most processors nickel and dime their merchants by charging excessive markups on transactions and countless other fees, NYOP eliminates these expensive practices by putting the merchant in control. All of our merchant accounts are interchange pass-through merchant accounts. Interchange is the term used to describe the cost of a transaction from Visa, MasterCard, and Discover. This means that all merchants processing credit cards with NYOP Merchant are processing at cost.  All Fortune 500 companies have interchange pass-through merchant accounts, shouldn't you?

Over time, merchant account fees can really add up. Here at NYOP Merchant we believe in offering a low cost, transparent alternative to the typical credit card processing merchant account that you are used to. Take a look at our fees and see how they compare to the payment card industry and your current merchant account.

Fee Type

 Industry Average

 NYOP Merchant

 Discount Rate

 .2-3.4% above interchange


 Transaction Fee



 Application Fee



 Monthly Minimum NYOP



 Address Verification Fee (AVS)



 Batch Fee



 Statement Fee



 Chargeback Fee



 Voice Authorization



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