NYOP Merchant is the only merchant services company that lets you
Name Your Own Price for your Merchant Account.
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Frequently Asked Questions NYOPMerchant

How do I name my own price? 

Naming your price couldn't be easier; You will be contacted by an NYOP representative to discuss how much you are currently paying with your existing credit card processor and how much you will save by switching your merchant account to NYOP. Then you decide on a monthly fee that you want to pay for your new merchant account!

How low can my price be? 

NYOP Merchant allows merchants to name their own price as low as $35 per month!

How do I apply?

Simply fill out the contact form and an NYOP representative will contact you to discuss the next steps in setting up your new merchant account with NYOP Merchant.

How long does my price last?

Once you name your own price for your merchant account, it will stay the same for as long as you are with NYOP Merchant. We won't raise it or change it in anyway.

What's the catch?

No catch here.  NYOP Merchant decided to be the first credit card processing company to allow merchants to control their credit card processing fees.  We believe that if we give customers a great product at a great price, that they determine, they will stay with us for the life of their business.  This philosophy allows us to keep our prices low because we are not constantly trying to find new customers to replace the ones that left.

What is a Merchant Account?

A merchant account is a commercial account that enables businesses to accept credit card transactions.  It facilitates the transfer of funds from the customer's credit card to the businesses' bank account.

Do I need new equipment?

As long as your credit card processing equipment is up to date, you can use it. NYOP will just reprogram it for you free of charge.

What types of Credit Cards can I accept with NYOP?

NYOP merchant accounts allow merchants to process Visa, MasterCard, American Express, Discover, EBT, and Fleet cards.

How long does it take to get my money?

Credit card transactions take between 24 and 72 hours to settle depending on when the terminal is batched out.

What is interchange?

Interchange is the fee that is charged by the credit card companies every time a card is swiped.  There are over 250 different types of credit cards including debit card, retail credit cards, rewards credit cards, and corporate cards.  Each credit card has a different rate or cost assigned to it by the credit card companies. 

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